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Thursday, 9 April 2009

3 STUDENT LOAN TIPS FOR END OF SEMESTER

Posted by yan manik

Greetings from SimpleTuition!

As the end of the spring semester is quickly approaching and students prepare for exams and some much needed time away from class, we wanted to share a few tips that will make the financial aspects of college life a little easier to manage:

1. Student loans are still available to cover your expenses for this semester:

* Federal Student Loans - Low, fixed interest rate loans. These should always be the first loans you borrow.

o Search for Federal Student Loans

* Private Student Loans –Private loans should be used to supplement your federal loans and fill the gap between your financial aid and personal/family contributions and the total cost of attendance (which includes tuition, housing, books, etc…). This may include end-of-the-school-year balances on your account.

o Search for Private Student Loans

Sponsored by CompleteEd Student Loans


2. Explore a work study program – They may still be available at your college.

One strategy for finding a more interesting job is to ask at the department level for work that might be available in your area of study. Remember that every dollar you earn and save will be less money you will need to borrow and pay back with interest.

3. Research possible scholarships - Some scholarships are available year round.

We recommend looking into your options and applying to several different scholarship offers to increase your chances of being awarded and saving money that would otherwise need to be borrowed and paid back with interest.

Also be sure to visit our Resource Center to read articles on paying for college or check out our blog TuitionTales to hear from real college parents and students telling stories about their experiences in college and the college funding process.

Best of luck and Happy Spring!


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